1. How Do SSDI and Work Restrictions Affect Eligibility in Georgia?

Understanding the impact of SSDI and work restrictions on eligibility in Georgia is crucial for anyone seeking benefits. Here’s what you need to know:

• Eligibility Criteria: SSDI benefits are available to individuals who are unable to work due to a disability. If you are working, your income must stay below the substantial gainful activity (SGA) limit to remain eligible.
• Work Restrictions: The Social Security Administration (SSA) has strict rules regarding how much you can work while receiving SSDI benefits. Exceeding the SGA limit could result in a loss of benefits, even if you are still unable to work full-time due to your disability.
• Trial Work Period: If you're able to work, you may qualify for a trial work period, which allows you to earn more than the SGA limit for a limited time without losing your SSDI benefits. This period typically lasts for 9 months.
• Income Limits: As of 2025, the SGA limit for non-blind individuals is $1,470 per month. For individuals who are blind, the limit is higher, at $2,460 per month.
• Impact of Income: If your monthly income exceeds the limit, your SSDI eligibility may be reevaluated, and your benefits could be reduced or stopped entirely.
• Medical Review: If you continue to work while receiving SSDI, the SSA may perform periodic medical reviews to assess whether you still meet the disability requirements for benefits.

2. How Do You Apply for SSDI Benefits in Georgia?

The application process for SSDI can be complex, especially if you’re working while applying. Here’s a breakdown of the steps:

• Gather Medical Records: You’ll need detailed medical records that show how your disability impacts your ability to work.
• Complete the Application: The application can be submitted online or at a local Social Security office. Make sure all necessary forms are filled out accurately.
• Provide Work History: You must submit information about your previous employment and income, which helps determine if you meet the work credits needed for SSDI eligibility.
• Submit Financial Information: Your income must fall within the SSA’s guidelines for SSDI, so provide documentation of your earnings and any other relevant financial information.
• Undergo a Medical Review: Social Security may request additional documentation or conduct an interview to verify your disability

3. Common Challenges When Applying for SSDI in Georgia

While SSDI is a vital support system, many applicants face challenges during the process:

• Exceeding the Work Limit: If you are earning more than the SGA limit, you may be disqualified for benefits, which could cause delays or denials of your application.
• Lack of Medical Evidence: Insufficient medical documentation or failure to demonstrate the severity of your disability can result in a claim being rejected.
• Navigating Work Restrictions: Understanding how work restrictions affect your eligibility can be confusing. Legal representation can help you navigate these rules effectively.
• Appealing Denials: If your SSDI claim is denied, it’s important to know your rights to appeal. Many initial claims are rejected, but persistence can lead to eventual approval.

4. Why Should You Consider Hiring an Attorney for SSDI in Georgia?

An experienced attorney can be crucial in ensuring your eligibility for SSDI benefits is properly assessed and that you comply with work restrictions:

• Expert Guidance: An attorney can help you understand the intricacies of work restrictions and how they affect your eligibility.
• Increase Your Chances of Approval: Individuals with legal representation are more likely to have their SSDI claims approved, especially if they’re working while applying.
• Handle Appeals: If your claim is denied, an attorney can guide you through the appeals process, increasing the likelihood of a successful outcome.
• Peace of Mind: Navigating SSDI rules and work restrictions can be overwhelming, but an attorney can simplify the process and give you the peace of mind to focus on your health and well-being.